Secure What Matters Most
Life insurance ensures your family and dependents are financially supported even in your absence. At C&G Speciality Insurance Brokers, we offer flexible and tailored solutions to meet different life stages and financial goals.
Our Life Insurance Products
Personal Insurance
a) Term Assurance
This policy offers protection only for a particular period agreed upon by the insurance company and insured. It is the simplest and cheapest form of life insurance since it provides life cover only with no investment benefits. The insurance company will pay out the full sum assured if the insured passes away within the insurance period. There are no benefits payable if the insured is still alive when the policy matures.
b) Endowment
An endowment policy combines both protection and investment. The insurance company will pay out the full sum assured if the insured passes away within the insurance period. If the insured is still alive when the policy matures, the insurance company will pay out the sum assured and all bonuses earned during the policy.
c) Whole Life
A whole life policy offers life-long protection to the insured. The insured selects how they would like to pay premiums: throughout their life, cease payment at a particular age (for example at 60), or pay a single premium.
d) Unit Linked / Investment Insurance Policies
Unit linked policies combine protection and investment. A portion of the premium is used to purchase life protection and the remainder is used to purchase units in an investment fund managed by the insurance company. Returns are linked to the performance of the managed fund.
e) Funeral Insurance Cover
Funeral insurance cover caters for funeral expenses of the insured or their loved ones in the event of death. Benefits are payable within 48 hours after notification of death.
Group Life Insurance
A Group Life Policy is a smart and affordable way for organizations to provide financial security to their members or employees. It offers life insurance coverage to an entire group under a single policy, ensuring that in the event of a member’s passing, their loved ones receive a lump-sum benefit to help maintain financial stability.
While commonly adopted by companies for their employees, this policy is equally ideal for associations, SACCOs, and chamas, allowing groups to safeguard the welfare of their members. By covering multiple individuals under one plan, group life insurance delivers meaningful protection at cost-effective premiums.
Choosing a Group Life Policy is more than a financial decision—it’s a commitment to care. It provides peace of mind, knowing that members and their families will be supported even in unforeseen circumstances.
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Why Choose Life Insurance?
Financial Security
Provides income replacement and financial stability for your loved ones.
Future Planning
Supports education, mortgages, and other long-term family needs.
Peace of Mind
Confidence knowing your family is protected no matter what happens.